authorization.request.
This event only applies to cards using a Gateway Funding Source.
Response Sample
{
"statusCode": 200,
"data": {
"responseCode": "00"
}
}
{
"statusCode": 400,
"data": {
"responseCode": "51"
}
}
Request Payload
{
"environment": "development",
"business": "670cec9d25852ba485d74273",
"data": {
"object": {
"_id": "67af0942376903b183b034b4",
"business": "670cec9d25852ba485d74273",
"customer": {
"_id": "670cf0ad25852ba485d7590d",
"business": "670cec9d25852ba485d74273",
"type": "individual",
"name": "Shamsuddeen Omacy",
"phoneNumber": "+234 801234567",
"emailAddress": "john@doe.com",
"status": "active",
"individual": {
"firstName": "Shamsuddeen",
"lastName": "Omacy",
"dob": "1996-10-23T10:20:11.998Z",
"identity": {
"type": "BVN",
"number": "3434343e434",
"_id": "670cf0ad25852ba485d7590f"
},
"documents": {
"_id": "670cf0ad25852ba485d75910"
},
"_id": "670cf0ad25852ba485d7590e"
},
"billingAddress": {
"line1": "Ademola Ade. Cres.",
"line2": "",
"city": "Wuse 2",
"state": "FCT",
"country": "Nigeria",
"postalCode": "662222",
},
"isDeleted": false,
"createdAt": "2024-10-14T10:21:33.674Z",
"updatedAt": "2024-10-14T10:21:33.674Z",
},
"account": {
"_id": "670cf0d425852ba485d75aa3",
"business": "670cec9d25852ba485d74273",
"type": "wallet",
"currency": "NGN",
"accountName": "SUDO / Shamsuddeen Omacy",
"bankCode": "999240",
"accountType": "Current",
"accountNumber": "8022418098",
"currentBalance": 0,
"availableBalance": 0,
"provider": "SafeHaven",
"providerReference": "670cf0d33011ac0024537c52",
"referenceCode": "subacc_1728901330971",
"reloadable": true,
"isDefault": true,
"isDeleted": false,
"createdAt": "2024-10-14T10:22:12.442Z",
"updatedAt": "2024-10-14T10:22:12.442Z",
"charges": [],
"__v": 0
},
"card": {
"_id": "670cf0d525852ba485d75ab9",
"business": "670cec9d25852ba485d74273",
"customer": "670cf0ad25852ba485d7590d",
"account": "670cf0d425852ba485d75aa3",
"fundingSource": {
"_id": "670cece725852ba485d745c7",
"business": "670cec9d25852ba485d74273",
"type": "gateway",
"status": "active",
"jitGateway": {
"url": "https://webhook.site/07a630d9-ea61-47bc-a14e-e7e7857bea6e",
"authorizationHeader": "***",
"authorizeByDefault": false,
"_id": "670cece725852ba485d745c8"
},
"isDefault": false,
"isDeleted": false,
"createdAt": "2024-10-14T10:05:27.926Z",
"updatedAt": "2025-02-14T09:12:43.761Z",
"__v": 0
},
"type": "virtual",
"brand": "Verve",
"currency": "NGN",
"maskedPan": "506321******3531",
"expiryMonth": "06",
"expiryYear": "25",
"status": "active",
"is2FAEnabled": true,
"is2FAEnrolled": true,
"isDefaultPINChanged": true,
"disposable": false,
"refundAccount": null,
"isDeleted": false,
"createdAt": "2024-10-14T10:22:13.170Z",
"updatedAt": "2024-11-26T03:33:55.778Z",
"__v": 0
},
"amount": 0,
"fee": 5,
"vat": 0,
"approved": false,
"currency": "NGN",
"status": "pending",
"authorizationMethod": "chip",
"balanceTransactions": [],
"merchantAmount": 1000,
"merchantCurrency": "NGN",
"merchant": {
"category": "7399",
"name": "SUDO SIMULATOR",
"merchantId": "SUDOSIMULATOR01",
"city": "JAHI",
"state": "AB",
"country": "NG",
"postalCode": "100001",
"_id": "67af0942376903b183b034b5"
},
"terminal": {
"rrn": "142123123678",
"stan": "102007",
"terminalId": "2SUDOSIM",
"terminalOperatingEnvironment": "on_premise",
"terminalAttendance": "unattended",
"terminalType": "pos",
"panEntryMode": "magnetic_stripe",
"pinEntryMode": "magnetic_stripe",
"cardHolderPresence": true,
"cardPresence": true,
"_id": "67af0942376903b183b034b6"
},
"transactionMetadata": {
"channel": "pos",
"type": "purchase",
"reference": "8022418098142123123678",
"_id": "67af0942376903b183b034b7"
},
"pendingRequest": {
"amount": 1005,
"currency": "NGN",
"merchantAmount": 1000,
"merchantCurrency": "NGN",
"_id": "67af0942376903b183b034b8"
},
"requestHistory": [],
"verification": {
"billingAddressLine1": "not_provided",
"billingAddressPostalCode": "not_provided",
"cvv": "match",
"expiry": "match",
"pin": "match",
"threeDSecure": "not_provided",
"safeToken": "match",
"authentication": "pin",
"_id": "67af0942376903b183b034b9"
},
"isDeleted": false,
"createdAt": "2025-02-14T09:13:38.093Z",
"updatedAt": "2025-02-14T09:13:38.093Z",
"feeDetails": [{
"contract": "61a18b8a4ddab599d20344a7",
"currency": "NGN",
"amount": 5,
"description": "Verve Card Authorization Fee",
"_id": "67af0942376903b183b034ba"
}],
"__v": 0
},
"_id": "67af0942376903b183b034cd"
},
"type": "authorization.request",
"pendingWebhook": false,
"webhookArchived": false,
"createdAt": 1739524418,
"_id": "67af0942376903b183b034cc"
}